Call reports 2016
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2016
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,652,000 | 60,976,000 | 60,297,000 | 58,315,000 |
| Total loans | 15,295,000 | 15,516,000 | 16,686,000 | 17,808,000 |
| Allowance for loan losses | 870,000 | 866,000 | 868,000 | 870,000 |
| Securities available for sale | 34,343,000 | 36,653,000 | 33,726,000 | 32,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,924,000 | 52,625,000 | 52,218,000 | 50,582,000 |
| Interest-bearing deposits | 35,781,000 | 34,491,000 | 33,606,000 | 32,563,000 |
| Noninterest-bearing deposits | 18,142,000 | 18,134,000 | 18,612,000 | 18,019,000 |
| Equity capital | 6,495,000 | 6,658,000 | 6,854,000 | 6,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 905,000 | 1,395,000 | 1,864,000 |
| Interest expense | 19,000 | 37,000 | 57,000 | 74,000 |
| Net interest income | 425,000 | 868,000 | 1,338,000 | 1,790,000 |
| Noninterest income | 69,000 | 205,000 | 298,000 | 528,000 |
| Noninterest expense | 377,000 | 802,000 | 1,152,000 | 1,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 277,000 | 506,000 | 583,000 |
| Income tax | 0 | 30,000 | 30,000 | 6,000 |
| Net income | 117,000 | 247,000 | 476,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,253,000 | 6,383,000 | 6,611,000 | 6,521,000 |
| Total capital | 6,645,000 | 6,791,000 | 7,027,000 | 6,939,000 |
| Risk-weighted assets | 30,903,000 | 32,217,000 | 32,809,000 | 32,971,000 |