Call reports 2015
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2015
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,850,000 | 62,004,000 | 59,953,000 | 60,599,000 |
| Total loans | 13,969,000 | 14,592,000 | 14,453,000 | 15,114,000 |
| Allowance for loan losses | 860,000 | 856,000 | 868,000 | 869,000 |
| Securities available for sale | 31,963,000 | 33,282,000 | 32,751,000 | 31,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,272,000 | 54,218,000 | 51,934,000 | 52,968,000 |
| Interest-bearing deposits | 33,784,000 | 34,152,000 | 32,596,000 | 34,101,000 |
| Noninterest-bearing deposits | 20,488,000 | 20,066,000 | 19,338,000 | 18,868,000 |
| Equity capital | 6,213,000 | 6,393,000 | 6,630,000 | 6,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 888,000 | 1,340,000 | 1,779,000 |
| Interest expense | 19,000 | 35,000 | 52,000 | 68,000 |
| Net interest income | 421,000 | 853,000 | 1,288,000 | 1,711,000 |
| Noninterest income | 77,000 | 199,000 | 286,000 | 365,000 |
| Noninterest expense | 401,000 | 807,000 | 1,124,000 | 1,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 263,000 | 468,000 | 305,000 |
| Income tax | 0 | 30,000 | 30,000 | 0 |
| Net income | 114,000 | 233,000 | 438,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,596,000 | 5,838,000 | 6,234,000 | 6,052,000 |
| Total capital | 6,543,000 | 6,196,000 | 6,577,000 | 6,417,000 |
| Risk-weighted assets | 19,141,000 | 28,146,000 | 26,924,000 | 28,739,000 |