Call reports 2014
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2014
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,200,000 | 54,568,000 | 58,089,000 | 57,808,000 |
| Total loans | 11,772,000 | 12,950,000 | 13,054,000 | 13,943,000 |
| Allowance for loan losses | 853,000 | 861,000 | 856,000 | 860,000 |
| Securities available for sale | 27,959,000 | 28,883,000 | 30,937,000 | 31,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,914,000 | 47,055,000 | 50,494,000 | 50,319,000 |
| Interest-bearing deposits | 30,265,000 | 30,089,000 | 31,504,000 | 31,459,000 |
| Noninterest-bearing deposits | 15,649,000 | 16,966,000 | 18,990,000 | 18,860,000 |
| Equity capital | 5,947,000 | 6,082,000 | 6,170,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 998,000 | 1,456,000 | 1,913,000 |
| Interest expense | 23,000 | 39,000 | 56,000 | 72,000 |
| Net interest income | 406,000 | 959,000 | 1,400,000 | 1,841,000 |
| Noninterest income | 61,000 | 192,000 | 263,000 | 339,000 |
| Noninterest expense | 364,000 | 746,000 | 1,120,000 | 1,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 405,000 | 545,000 | 459,000 |
| Income tax | 0 | 93,000 | 93,000 | 34,000 |
| Net income | 102,000 | 312,000 | 452,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,632,000 | 5,947,000 | 5,977,000 | 5,890,000 |
| Total capital | 5,961,000 | 6,304,000 | 6,328,000 | 6,259,000 |
| Risk-weighted assets | 25,787,000 | 28,082,000 | 27,603,000 | 29,046,000 |