Call reports 2013
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2013
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,712,000 | 49,750,000 | 49,678,000 | 49,459,000 |
| Total loans | 13,035,000 | 12,266,000 | 12,067,000 | 11,655,000 |
| Allowance for loan losses | 840,000 | 845,000 | 851,000 | 850,000 |
| Securities available for sale | 29,804,000 | 31,136,000 | 30,392,000 | 29,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,603,000 | 42,427,000 | 42,350,000 | 42,292,000 |
| Interest-bearing deposits | 30,459,000 | 28,726,000 | 27,950,000 | 28,101,000 |
| Noninterest-bearing deposits | 14,145,000 | 13,701,000 | 14,401,000 | 14,191,000 |
| Equity capital | 5,845,000 | 5,812,000 | 5,869,000 | 5,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,191,000 | 1,664,000 | 2,114,000 |
| Interest expense | 32,000 | 53,000 | 72,000 | 90,000 |
| Net interest income | 458,000 | 1,138,000 | 1,592,000 | 2,024,000 |
| Noninterest income | 91,000 | 233,000 | 323,000 | 457,000 |
| Noninterest expense | 345,000 | 677,000 | 1,030,000 | 1,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 696,000 | 887,000 | 733,000 |
| Income tax | 0 | 213,000 | 213,000 | 135,000 |
| Net income | 205,000 | 483,000 | 674,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,522,000 | 5,713,000 | 5,528,000 |
| Total capital | 5,600,000 | 5,870,000 | 6,062,000 | 5,864,000 |
| Risk-weighted assets | 27,366,000 | 27,371,000 | 27,393,000 | 26,308,000 |