Call reports 2012
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2012
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,870,000 | 44,871,000 | 47,779,000 | 50,090,000 |
| Total loans | 12,124,000 | 12,820,000 | 13,413,000 | 12,648,000 |
| Allowance for loan losses | 940,000 | 1,186,000 | 1,764,000 | 835,000 |
| Securities available for sale | 25,364,000 | 27,098,000 | 28,335,000 | 30,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,500,000 | 38,138,000 | 40,868,000 | 42,840,000 |
| Interest-bearing deposits | 27,107,000 | 25,470,000 | 28,422,000 | 29,335,000 |
| Noninterest-bearing deposits | 13,393,000 | 12,669,000 | 12,447,000 | 13,505,000 |
| Equity capital | 5,147,000 | 5,407,000 | 5,593,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 957,000 | 1,442,000 | 1,926,000 |
| Interest expense | 35,000 | 61,000 | 86,000 | 112,000 |
| Net interest income | 460,000 | 896,000 | 1,356,000 | 1,814,000 |
| Noninterest income | 72,000 | 206,000 | 292,000 | 373,000 |
| Noninterest expense | 364,000 | 757,000 | 1,135,000 | 1,850,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 168,000 | 345,000 | 513,000 | 1,335,000 |
| Income tax | 0 | 73,000 | 73,000 | 318,000 |
| Net income | 168,000 | 272,000 | 440,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,599,000 | 4,703,000 | 4,876,000 | 5,048,000 |
| Total capital | 4,906,000 | 5,024,000 | 5,213,000 | 5,391,000 |
| Risk-weighted assets | 23,928,000 | 24,816,000 | 25,499,000 | 26,935,000 |