Call reports 2011
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2011
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,532,000 | 43,477,000 | 44,276,000 | 44,666,000 |
| Total loans | 13,445,000 | 13,164,000 | 12,753,000 | 12,038,000 |
| Allowance for loan losses | 987,000 | 990,000 | 1,058,000 | 1,041,000 |
| Securities available for sale | 21,860,000 | 23,359,000 | 22,314,000 | 25,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,553,000 | 37,236,000 | 37,752,000 | 38,320,000 |
| Interest-bearing deposits | 26,561,000 | 26,114,000 | 25,468,000 | 25,961,000 |
| Noninterest-bearing deposits | 10,992,000 | 11,122,000 | 12,284,000 | 12,358,000 |
| Equity capital | 4,688,000 | 4,971,000 | 5,261,000 | 4,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,001,000 | 1,512,000 | 1,995,000 |
| Interest expense | 43,000 | 78,000 | 112,000 | 143,000 |
| Net interest income | 466,000 | 923,000 | 1,400,000 | 1,852,000 |
| Noninterest income | 81,000 | 212,000 | 296,000 | 384,000 |
| Noninterest expense | 407,000 | 827,000 | 1,199,000 | 1,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 311,000 | 499,000 | 442,000 |
| Income tax | 0 | 21,000 | 21,000 | 92,000 |
| Net income | 140,000 | 290,000 | 478,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,373,000 | 4,477,000 | 4,669,000 | 4,431,000 |
| Total capital | 4,679,000 | 4,779,000 | 4,967,000 | 4,734,000 |
| Risk-weighted assets | 23,824,000 | 23,468,000 | 23,080,000 | 23,535,000 |