Call reports 2010
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2010
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 41,732,000 | 41,383,000 | 41,249,000 | 41,415,000 |
| Total loans | 13,825,000 | 14,879,000 | 14,210,000 | 14,191,000 |
| Allowance for loan losses | 416,000 | 1,014,000 | 988,000 | 988,000 |
| Securities available for sale | 21,639,000 | 21,709,000 | 20,317,000 | 20,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,909,000 | 35,797,000 | 35,385,000 | 35,612,000 |
| Interest-bearing deposits | 26,793,000 | 25,601,000 | 25,000,000 | 24,780,000 |
| Noninterest-bearing deposits | 9,117,000 | 10,196,000 | 10,385,000 | 10,832,000 |
| Equity capital | 4,443,000 | 4,198,000 | 4,492,000 | 4,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,019,000 | 1,535,000 | 2,064,000 |
| Interest expense | 53,000 | 87,000 | 114,000 | 151,000 |
| Net interest income | 455,000 | 932,000 | 1,421,000 | 1,913,000 |
| Noninterest income | 91,000 | 209,000 | 314,000 | 398,000 |
| Noninterest expense | 346,000 | 770,000 | 1,182,000 | 1,623,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 202,000 | -262,000 | -61,000 | 73,000 |
| Income tax | 0 | -12,000 | -12,000 | -46,000 |
| Net income | 202,000 | -250,000 | -49,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,214,000 | 3,870,000 | 4,090,000 | 4,232,000 |
| Total capital | 4,514,000 | 4,177,000 | 4,391,000 | 4,542,000 |
| Risk-weighted assets | 23,878,000 | 23,848,000 | 23,387,000 | 24,142,000 |