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Call reports 2003

AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2003

What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0da8e945-c7a7-422d-a384-2fbed8905d6f/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets37,752,00039,455,00038,950,00038,123,000
Total loans10,769,00011,661,00011,987,00011,680,000
Allowance for loan losses276,000267,000264,000304,000
Securities available for sale20,819,00020,133,00020,939,00020,557,000
Securities held to maturity0000
Trading assets0000
Total deposits32,566,00034,313,00033,792,00033,381,000
Interest-bearing deposits26,703,00026,640,00026,161,00025,988,000
Noninterest-bearing deposits5,863,0007,673,0007,631,0007,393,000
Equity capital4,874,0004,801,0004,925,0004,542,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income473,000968,0001,440,0001,903,000
Interest expense124,000216,000312,000396,000
Net interest income349,000752,0001,128,0001,507,000
Noninterest income173,000351,000578,000724,000
Noninterest expense282,000884,0001,166,0002,100,000
Provision for loan losses00037,000
Pretax income240,000225,000539,000118,000
Income tax057,00079,0000
Net income240,000168,000460,000118,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital4,494,0004,372,0004,697,0004,264,000
Total capital4,727,0004,639,0004,961,0004,525,000
Risk-weighted assets18,608,00020,857,00021,742,00020,800,000

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