Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 227,919,000 | 228,592,000 |
| Total loans | 148,228,000 | 152,143,000 |
| Allowance for loan losses | 1,468,000 | 1,484,000 |
| Securities available for sale | 43,168,000 | 41,474,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 179,281,000 | 181,886,000 |
| Interest-bearing deposits | 127,926,000 | 129,855,000 |
| Noninterest-bearing deposits | 51,355,000 | 52,031,000 |
| Equity capital | 19,068,000 | 18,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,957,000 | 5,974,000 |
| Interest expense | 353,000 | 735,000 |
| Net interest income | 2,604,000 | 5,239,000 |
| Noninterest income | 580,000 | 1,124,000 |
| Noninterest expense | 1,867,000 | 3,773,000 |
| Provision for loan losses | 13,000 | 58,000 |
| Pretax income | 1,257,000 | 2,470,000 |
| Income tax | 0 | 8,000 |
| Net income | 1,257,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,073,000 | 20,064,000 |
| Total capital | 21,588,000 | 21,610,000 |
| Risk-weighted assets | 122,778,000 | 125,113,000 |