Call reports 2017
CITIZENS BANK, THE — 2017
What CITIZENS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,218,000 | 136,870,000 | 140,646,000 | 137,204,000 |
| Total loans | 102,342,000 | 105,511,000 | 105,938,000 | 107,280,000 |
| Allowance for loan losses | 707,000 | 729,000 | 762,000 | 763,000 |
| Securities available for sale | 19,550,000 | 18,955,000 | 18,253,000 | 17,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,508,000 | 108,855,000 | 111,750,000 | 110,786,000 |
| Interest-bearing deposits | 75,496,000 | 75,699,000 | 75,815,000 | 79,953,000 |
| Noninterest-bearing deposits | 33,012,000 | 33,156,000 | 35,935,000 | 30,833,000 |
| Equity capital | 12,694,000 | 12,852,000 | 12,892,000 | 12,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,905,000 | 4,394,000 | 5,919,000 |
| Interest expense | 69,000 | 137,000 | 213,000 | 293,000 |
| Net interest income | 1,336,000 | 2,768,000 | 4,181,000 | 5,626,000 |
| Noninterest income | 263,000 | 505,000 | 738,000 | 925,000 |
| Noninterest expense | 1,308,000 | 2,605,000 | 3,899,000 | 5,239,000 |
| Provision for loan losses | 38,000 | 75,000 | 142,000 | 210,000 |
| Pretax income | 253,000 | 593,000 | 878,000 | 1,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 593,000 | 878,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,801,000 | 10,877,000 | 10,956,000 | 11,003,000 |
| Total capital | 11,508,000 | 11,606,000 | 11,718,000 | 11,766,000 |
| Risk-weighted assets | 84,334,000 | 85,913,000 | 87,077,000 | 87,976,000 |