Call reports 2018
STATE NATIONAL BANK IN WEST, THE — 2018
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,225,000 | 76,387,000 | 75,688,000 | 75,177,000 |
| Total loans | 15,147,000 | 15,708,000 | 14,454,000 | 14,689,000 |
| Allowance for loan losses | 208,000 | 210,000 | 210,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,537,000 | 49,257,000 | 49,233,000 | 51,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,914,000 | 70,095,000 | 69,270,000 | 68,889,000 |
| Interest-bearing deposits | 43,476,000 | 44,708,000 | 44,044,000 | 44,325,000 |
| Noninterest-bearing deposits | 24,438,000 | 25,387,000 | 25,226,000 | 24,564,000 |
| Equity capital | 6,233,000 | 6,214,000 | 6,333,000 | 6,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,018,000 | 1,574,000 | 2,131,000 |
| Interest expense | 42,000 | 84,000 | 127,000 | 169,000 |
| Net interest income | 463,000 | 934,000 | 1,447,000 | 1,962,000 |
| Noninterest income | 75,000 | 138,000 | 198,000 | 256,000 |
| Noninterest expense | 402,000 | 809,000 | 1,230,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 263,000 | 415,000 | 558,000 |
| Income tax | 29,000 | 55,000 | 87,000 | 117,000 |
| Net income | 107,000 | 208,000 | 328,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,233,000 | 6,214,000 | 6,333,000 | 6,247,000 |
| Total capital | 6,441,000 | 6,424,000 | 6,543,000 | 6,460,000 |
| Risk-weighted assets | 25,470,000 | 26,377,000 | 25,811,000 | 25,865,000 |