Call reports 2017
STATE NATIONAL BANK IN WEST, THE — 2017
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,612,000 | 71,902,000 | 74,056,000 | 74,536,000 |
| Total loans | 16,454,000 | 16,279,000 | 16,347,000 | 16,293,000 |
| Allowance for loan losses | 218,000 | 222,000 | 211,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,844,000 | 45,067,000 | 47,248,000 | 48,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,400,000 | 65,627,000 | 67,694,000 | 68,348,000 |
| Interest-bearing deposits | 41,644,000 | 42,357,000 | 42,984,000 | 43,241,000 |
| Noninterest-bearing deposits | 22,756,000 | 23,270,000 | 24,710,000 | 25,107,000 |
| Equity capital | 6,108,000 | 6,191,000 | 6,272,000 | 6,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 948,000 | 1,438,000 | 1,930,000 |
| Interest expense | 40,000 | 80,000 | 122,000 | 164,000 |
| Net interest income | 433,000 | 868,000 | 1,316,000 | 1,766,000 |
| Noninterest income | 74,000 | 140,000 | 205,000 | 270,000 |
| Noninterest expense | 368,000 | 744,000 | 1,134,000 | 1,533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 264,000 | 387,000 | 503,000 |
| Income tax | 48,000 | 90,000 | 132,000 | 174,000 |
| Net income | 91,000 | 174,000 | 255,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,108,000 | 6,191,000 | 6,272,000 | 6,126,000 |
| Total capital | 6,326,000 | 6,413,000 | 6,483,000 | 6,334,000 |
| Risk-weighted assets | 25,545,000 | 25,790,000 | 26,338,000 | 26,209,000 |