Call reports 2013
STATE NATIONAL BANK IN WEST, THE — 2013
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,988,000 | 77,628,000 | 78,884,000 | 77,946,000 |
| Total loans | 13,785,000 | 13,974,000 | 13,299,000 | 13,392,000 |
| Allowance for loan losses | 285,000 | 284,000 | 288,000 | 196,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,947,000 | 42,304,000 | 51,159,000 | 50,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,471,000 | 72,065,000 | 73,255,000 | 72,272,000 |
| Interest-bearing deposits | 35,840,000 | 44,339,000 | 45,553,000 | 44,979,000 |
| Noninterest-bearing deposits | 20,631,000 | 27,726,000 | 27,702,000 | 27,293,000 |
| Equity capital | 5,476,000 | 5,497,000 | 5,543,000 | 5,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 703,000 | 1,116,000 | 1,556,000 |
| Interest expense | 41,000 | 84,000 | 129,000 | 175,000 |
| Net interest income | 296,000 | 619,000 | 987,000 | 1,381,000 |
| Noninterest income | 75,000 | 134,000 | 217,000 | 298,000 |
| Noninterest expense | 398,000 | 759,000 | 1,143,000 | 1,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -27,000 | -6,000 | 61,000 | 167,000 |
| Income tax | 0 | 0 | 21,000 | 49,000 |
| Net income | -27,000 | -6,000 | 40,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,476,000 | 5,497,000 | 5,543,000 | 5,621,000 |
| Total capital | 5,752,000 | 5,781,000 | 5,831,000 | 5,817,000 |
| Risk-weighted assets | 22,065,000 | 23,670,000 | 24,633,000 | 24,431,000 |