Call reports 2012
STATE NATIONAL BANK IN WEST, THE — 2012
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,981,000 | 57,774,000 | 64,774,000 | 64,778,000 |
| Total loans | 14,476,000 | 14,172,000 | 15,291,000 | 14,085,000 |
| Allowance for loan losses | 255,000 | 247,000 | 251,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,597,000 | 32,286,000 | 31,903,000 | 32,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,429,000 | 52,211,000 | 59,200,000 | 59,254,000 |
| Interest-bearing deposits | 35,475,000 | 34,926,000 | 36,918,000 | 36,692,000 |
| Noninterest-bearing deposits | 16,954,000 | 17,285,000 | 22,282,000 | 22,562,000 |
| Equity capital | 5,516,000 | 5,515,000 | 5,512,000 | 5,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 731,000 | 1,104,000 | 1,471,000 |
| Interest expense | 50,000 | 97,000 | 142,000 | 187,000 |
| Net interest income | 314,000 | 634,000 | 962,000 | 1,284,000 |
| Noninterest income | 81,000 | 149,000 | 218,000 | 292,000 |
| Noninterest expense | 390,000 | 778,000 | 1,178,000 | 1,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 5,000 | 2,000 | -9,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 4,000 | 4,000 | 1,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,516,000 | 5,515,000 | 5,512,000 | 5,503,000 |
| Total capital | 5,771,000 | 5,762,000 | 5,763,000 | 5,786,000 |
| Risk-weighted assets | 22,218,000 | 21,965,000 | 23,972,000 | 22,657,000 |