Call reports 2011
STATE NATIONAL BANK IN WEST, THE — 2011
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,187,000 | 58,029,000 | 62,316,000 | 60,680,000 |
| Total loans | 13,324,000 | 13,055,000 | 14,063,000 | 13,863,000 |
| Allowance for loan losses | 311,000 | 245,000 | 248,000 | 266,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,195,000 | 37,951,000 | 37,447,000 | 35,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,667,000 | 52,482,000 | 56,727,000 | 55,143,000 |
| Interest-bearing deposits | 36,498,000 | 36,045,000 | 37,686,000 | 35,977,000 |
| Noninterest-bearing deposits | 16,169,000 | 16,437,000 | 19,041,000 | 19,166,000 |
| Equity capital | 5,467,000 | 5,489,000 | 5,515,000 | 5,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 863,000 | 1,276,000 | 1,658,000 |
| Interest expense | 63,000 | 123,000 | 178,000 | 231,000 |
| Net interest income | 366,000 | 740,000 | 1,098,000 | 1,427,000 |
| Noninterest income | 77,000 | 143,000 | 217,000 | 283,000 |
| Noninterest expense | 407,000 | 819,000 | 1,214,000 | 1,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 64,000 | 101,000 | 91,000 |
| Income tax | 10,000 | 16,000 | 27,000 | 19,000 |
| Net income | 26,000 | 48,000 | 74,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,467,000 | 5,489,000 | 5,515,000 | 5,512,000 |
| Total capital | 5,733,000 | 5,734,000 | 5,763,000 | 5,778,000 |
| Risk-weighted assets | 21,228,000 | 21,053,000 | 22,283,000 | 21,796,000 |