Call reports 2007
STATE NATIONAL BANK IN WEST, THE — 2007
What STATE NATIONAL BANK IN WEST, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,553,000 | 45,650,000 | 47,444,000 | 48,282,000 |
| Total loans | 12,420,000 | 11,530,000 | 11,334,000 | 11,345,000 |
| Allowance for loan losses | 240,000 | 263,000 | 264,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,892,000 | 29,855,000 | 29,830,000 | 29,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,269,000 | 40,343,000 | 42,092,000 | 42,947,000 |
| Interest-bearing deposits | 28,177,000 | 28,637,000 | 29,500,000 | 29,335,000 |
| Noninterest-bearing deposits | 12,092,000 | 11,706,000 | 12,592,000 | 13,612,000 |
| Equity capital | 5,165,000 | 5,199,000 | 5,225,000 | 5,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,258,000 | 1,901,000 | 2,568,000 |
| Interest expense | 106,000 | 222,000 | 343,000 | 473,000 |
| Net interest income | 515,000 | 1,036,000 | 1,558,000 | 2,095,000 |
| Noninterest income | 62,000 | 113,000 | 171,000 | 232,000 |
| Noninterest expense | 419,000 | 818,000 | 1,222,000 | 1,637,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 143,000 | 301,000 | 477,000 | 660,000 |
| Income tax | 49,000 | 102,000 | 162,000 | 224,000 |
| Net income | 94,000 | 199,000 | 315,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,165,000 | 5,199,000 | 5,225,000 | 5,247,000 |
| Total capital | 5,392,000 | 5,419,000 | 5,448,000 | 5,474,000 |
| Risk-weighted assets | 18,140,000 | 17,553,000 | 17,770,000 | 18,122,000 |
Machine access — free, no API key
Every figure shown here about STATE NATIONAL BANK IN WEST, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.