Call reports 2021
ROUNDBANK — 2021
What ROUNDBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 402,712,000 | 384,214,000 | 378,834,000 |
| Total loans | 245,552,000 | 240,639,000 | 230,209,000 |
| Allowance for loan losses | 3,594,000 | 3,598,000 | 3,601,000 |
| Securities available for sale | 108,380,000 | 122,315,000 | 126,866,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 327,555,000 | 312,209,000 | 315,597,000 |
| Interest-bearing deposits | 250,871,000 | 236,148,000 | 234,162,000 |
| Noninterest-bearing deposits | 76,684,000 | 76,061,000 | 81,435,000 |
| Equity capital | 42,488,000 | 45,190,000 | 45,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 4,331,000 | 8,053,000 | 11,572,000 |
| Interest expense | 323,000 | 605,000 | 848,000 |
| Net interest income | 4,008,000 | 7,448,000 | 10,724,000 |
| Noninterest income | 2,377,000 | 4,124,000 | 5,389,000 |
| Noninterest expense | 3,530,000 | 6,622,000 | 9,558,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 2,855,000 | 5,101,000 | 6,706,000 |
| Income tax | 2,000 | 4,000 | 7,000 |
| Net income | 2,853,000 | 5,097,000 | 6,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 39,200,000 | 40,486,000 | 40,871,000 |
| Total capital | 42,794,000 | 43,968,000 | 44,332,000 |
| Risk-weighted assets | 296,596,000 | 278,472,000 | 276,768,000 |