Call reports 2017
ROUNDBANK — 2017
What ROUNDBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 300,423,000 | 303,492,000 | 303,972,000 | 304,365,000 |
| Total loans | 218,641,000 | 220,643,000 | 221,592,000 | 230,329,000 |
| Allowance for loan losses | 3,176,000 | 3,170,000 | 3,196,000 | 2,853,000 |
| Securities available for sale | 60,044,000 | 60,128,000 | 60,282,000 | 53,032,000 |
| Securities held to maturity | 0 | 735,000 | 735,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,614,000 | 242,390,000 | 244,590,000 | 246,152,000 |
| Interest-bearing deposits | 227,982,000 | 231,590,000 | 232,755,000 | 235,422,000 |
| Noninterest-bearing deposits | 10,632,000 | 10,800,000 | 11,835,000 | 10,730,000 |
| Equity capital | 36,137,000 | 31,084,000 | 31,556,000 | 32,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,350,000 | 9,580,000 | 12,867,000 |
| Interest expense | 376,000 | 767,000 | 1,179,000 | 1,619,000 |
| Net interest income | 2,773,000 | 5,583,000 | 8,401,000 | 11,248,000 |
| Noninterest income | 738,000 | 1,462,000 | 2,292,000 | 3,027,000 |
| Noninterest expense | 2,422,000 | 4,834,000 | 7,431,000 | 9,902,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -212,000 |
| Pretax income | 1,010,000 | 2,102,000 | 3,123,000 | 4,382,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 1,009,000 | 2,099,000 | 3,119,000 | 4,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,665,000 | 30,565,000 | 31,145,000 | 32,307,000 |
| Total capital | 39,571,000 | 33,481,000 | 34,042,000 | 35,160,000 |
| Risk-weighted assets | 232,173,000 | 233,007,000 | 231,467,000 | 241,009,000 |