Call reports 2006
ROUNDBANK — 2006
What ROUNDBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,029,000 | 213,596,000 | 212,062,000 | 211,731,000 |
| Total loans | 135,524,000 | 138,703,000 | 140,585,000 | 139,826,000 |
| Allowance for loan losses | 1,758,000 | 1,788,000 | 1,787,000 | 1,782,000 |
| Securities available for sale | 54,738,000 | 53,569,000 | 52,392,000 | 53,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,586,000 | 140,518,000 | 142,182,000 | 141,563,000 |
| Interest-bearing deposits | 123,344,000 | 128,896,000 | 131,305,000 | 130,212,000 |
| Noninterest-bearing deposits | 11,242,000 | 11,622,000 | 10,877,000 | 11,351,000 |
| Equity capital | 18,825,000 | 18,330,000 | 19,135,000 | 19,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,073,000 | 6,375,000 | 9,742,000 | 13,128,000 |
| Interest expense | 1,439,000 | 3,049,000 | 4,781,000 | 6,522,000 |
| Net interest income | 1,634,000 | 3,326,000 | 4,961,000 | 6,606,000 |
| Noninterest income | 203,000 | 417,000 | 640,000 | 884,000 |
| Noninterest expense | 1,102,000 | 2,255,000 | 3,513,000 | 4,735,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 180,000 |
| Pretax income | 678,000 | 1,401,000 | 2,019,000 | 2,506,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 676,000 | 1,399,000 | 2,017,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,903,000 | 19,056,000 | 19,389,000 | 19,591,000 |
| Total capital | 20,661,000 | 20,845,000 | 21,176,000 | 21,373,000 |
| Risk-weighted assets | 151,167,000 | 153,781,000 | 155,429,000 | 154,328,000 |
Machine access — free, no API key
Every figure shown here about ROUNDBANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.