Call reports 2005
ROUNDBANK — 2005
What ROUNDBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 195,956,000 | 198,698,000 | 197,781,000 | 195,397,000 |
| Total loans | 127,927,000 | 130,617,000 | 130,502,000 | 124,849,000 |
| Allowance for loan losses | 1,674,000 | 1,704,000 | 1,736,000 | 1,662,000 |
| Securities available for sale | 51,418,000 | 49,960,000 | 49,657,000 | 49,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,629,000 | 135,372,000 | 130,211,000 | 129,808,000 |
| Interest-bearing deposits | 121,041,000 | 124,635,000 | 119,042,000 | 117,244,000 |
| Noninterest-bearing deposits | 9,588,000 | 10,737,000 | 11,169,000 | 12,564,000 |
| Equity capital | 17,163,000 | 17,708,000 | 17,539,000 | 17,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,464,000 | 8,262,000 | 11,121,000 |
| Interest expense | 1,069,000 | 2,275,000 | 3,547,000 | 4,837,000 |
| Net interest income | 1,590,000 | 3,189,000 | 4,715,000 | 6,284,000 |
| Noninterest income | 214,000 | 433,000 | 664,000 | 883,000 |
| Noninterest expense | 912,000 | 1,835,000 | 2,782,000 | 3,756,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 867,000 | 1,711,000 | 2,488,000 | 3,272,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 865,000 | 1,709,000 | 2,486,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,805,000 | 17,078,000 | 17,171,000 | 17,670,000 |
| Total capital | 18,479,000 | 18,782,000 | 18,907,000 | 19,332,000 |
| Risk-weighted assets | 137,478,000 | 140,889,000 | 142,951,000 | 139,865,000 |
Machine access — free, no API key
Every figure shown here about ROUNDBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.