Call reports 2002
ROUNDBANK — 2002
What ROUNDBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 168,347,000 | 176,147,000 | 179,028,000 | 185,360,000 |
| Total loans | 107,171,000 | 114,160,000 | 116,359,000 | 113,289,000 |
| Allowance for loan losses | 1,306,000 | 1,352,000 | 1,429,000 | 1,516,000 |
| Securities available for sale | 48,233,000 | 49,716,000 | 50,297,000 | 57,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,506,000 | 122,510,000 | 124,904,000 | 131,137,000 |
| Interest-bearing deposits | 108,756,000 | 111,375,000 | 112,612,000 | 116,966,000 |
| Noninterest-bearing deposits | 10,750,000 | 11,135,000 | 12,292,000 | 14,171,000 |
| Equity capital | 11,946,000 | 13,360,000 | 14,831,000 | 14,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 5,380,000 | 8,158,000 | 10,817,000 |
| Interest expense | 1,400,000 | 2,795,000 | 4,201,000 | 5,554,000 |
| Net interest income | 1,285,000 | 2,585,000 | 3,957,000 | 5,263,000 |
| Noninterest income | 178,000 | 336,000 | 523,000 | 745,000 |
| Noninterest expense | 729,000 | 1,452,000 | 2,201,000 | 2,969,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 255,000 |
| Pretax income | 740,000 | 1,430,000 | 2,165,000 | 2,837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,430,000 | 2,165,000 | 2,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,697,000 | 12,262,000 | 12,797,000 | 13,219,000 |
| Total capital | 13,003,000 | 13,614,000 | 14,226,000 | 14,733,000 |
| Risk-weighted assets | 113,877,000 | 119,850,000 | 122,128,000 | 121,128,000 |
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