Call reports 2025
COMMERCIAL BANK OF MOTT — 2025
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 146,830,000 | 148,573,000 | 147,295,000 | 138,281,000 |
| Total loans | 110,320,000 | 112,143,000 | 111,007,000 | 101,984,000 |
| Allowance for loan losses | 1,049,000 | 1,050,000 | 1,115,000 | 1,114,000 |
| Securities available for sale | 28,603,000 | 28,602,000 | 28,246,000 | 27,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,251,000 | 114,202,000 | 112,216,000 | 112,881,000 |
| Interest-bearing deposits | 100,219,000 | 103,015,000 | 103,418,000 | 103,952,000 |
| Noninterest-bearing deposits | 12,032,000 | 11,187,000 | 8,798,000 | 8,929,000 |
| Equity capital | 15,206,000 | 16,300,000 | 17,176,000 | 17,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,808,000 | 5,722,000 | 7,544,000 |
| Interest expense | 780,000 | 1,561,000 | 2,414,000 | 3,207,000 |
| Net interest income | 1,078,000 | 2,247,000 | 3,308,000 | 4,337,000 |
| Noninterest income | 32,000 | 68,000 | 126,000 | 143,000 |
| Noninterest expense | 514,000 | 925,000 | 1,409,000 | 2,000,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 65,000 |
| Pretax income | 611,000 | 1,410,000 | 2,005,000 | 2,482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,410,000 | 2,005,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,616,000 | 17,416,000 | 18,011,000 | 18,488,000 |