Call reports 2023
COMMERCIAL BANK OF MOTT — 2023
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 124,182,000 | 130,642,000 | 133,762,000 | 139,072,000 |
| Total loans | 89,584,000 | 95,982,000 | 99,860,000 | 102,918,000 |
| Allowance for loan losses | 829,000 | 829,000 | 945,000 | 945,000 |
| Securities available for sale | 25,607,000 | 25,197,000 | 25,050,000 | 25,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,938,000 | 98,466,000 | 99,505,000 | 102,755,000 |
| Interest-bearing deposits | 93,785,000 | 87,556,000 | 88,233,000 | 91,393,000 |
| Noninterest-bearing deposits | 12,153,000 | 10,910,000 | 11,272,000 | 11,362,000 |
| Equity capital | 12,235,000 | 12,439,000 | 12,606,000 | 13,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,645,000 | 4,268,000 | 5,919,000 |
| Interest expense | 329,000 | 791,000 | 1,429,000 | 2,168,000 |
| Net interest income | 956,000 | 1,854,000 | 2,839,000 | 3,751,000 |
| Noninterest income | 30,000 | 63,000 | 93,000 | 126,000 |
| Noninterest expense | 449,000 | 843,000 | 1,285,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 115,000 | 115,000 |
| Pretax income | 540,000 | 1,082,000 | 1,545,000 | 1,913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 540,000 | 1,082,000 | 1,545,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,473,000 | 15,015,000 | 15,478,000 | 15,846,000 |
| Total capital | — | — | — | 16,791,000 |
| Risk-weighted assets | — | — | — | 127,501,000 |