Call reports 2022
COMMERCIAL BANK OF MOTT — 2022
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 130,332,000 | 124,540,000 | 124,207,000 | 124,770,000 |
| Total loans | 80,183,000 | 87,322,000 | 91,028,000 | 90,409,000 |
| Allowance for loan losses | 832,000 | 832,000 | 830,000 | 831,000 |
| Securities available for sale | 27,342,000 | 26,968,000 | 25,348,000 | 25,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,593,000 | 102,980,000 | 101,881,000 | 98,688,000 |
| Interest-bearing deposits | 98,719,000 | 91,232,000 | 90,067,000 | 88,189,000 |
| Noninterest-bearing deposits | 12,874,000 | 11,748,000 | 11,814,000 | 10,499,000 |
| Equity capital | 12,333,000 | 11,869,000 | 11,267,000 | 12,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,930,000 | 3,053,000 | 4,213,000 |
| Interest expense | 209,000 | 418,000 | 669,000 | 973,000 |
| Net interest income | 709,000 | 1,512,000 | 2,384,000 | 3,240,000 |
| Noninterest income | 38,000 | 77,000 | 167,000 | 222,000 |
| Noninterest expense | 445,000 | 857,000 | 1,262,000 | 1,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 303,000 | 737,000 | 1,297,000 | 1,674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 737,000 | 1,297,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,447,000 | 13,882,000 | 14,443,000 | 14,846,000 |