Call reports 2020
COMMERCIAL BANK OF MOTT — 2020
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,639,000 | 107,529,000 | 109,712,000 | 113,560,000 |
| Total loans | 83,065,000 | 86,867,000 | 86,257,000 | 77,818,000 |
| Allowance for loan losses | 847,000 | 769,000 | 813,000 | 814,000 |
| Securities available for sale | 12,656,000 | 12,793,000 | 12,760,000 | 13,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,873,000 | 88,990,000 | 88,929,000 | 93,356,000 |
| Interest-bearing deposits | 83,823,000 | 80,031,000 | 80,611,000 | 84,796,000 |
| Noninterest-bearing deposits | 9,050,000 | 8,959,000 | 8,319,000 | 8,560,000 |
| Equity capital | 15,384,000 | 16,079,000 | 16,479,000 | 16,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,397,000 | 3,538,000 | 4,613,000 |
| Interest expense | 270,000 | 525,000 | 786,000 | 1,046,000 |
| Net interest income | 972,000 | 1,872,000 | 2,752,000 | 3,567,000 |
| Noninterest income | 49,000 | 128,000 | 210,000 | 204,000 |
| Noninterest expense | 372,000 | 820,000 | 1,342,000 | 1,873,000 |
| Provision for loan losses | 0 | 0 | 44,000 | 44,000 |
| Pretax income | 649,000 | 1,217,000 | 1,613,000 | 1,919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,217,000 | 1,613,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,773,000 | 15,342,000 | 15,738,000 | 16,044,000 |