Call reports 2019
COMMERCIAL BANK OF MOTT — 2019
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,857,000 | 111,023,000 | 108,303,000 | 107,873,000 |
| Total loans | 83,307,000 | 88,944,000 | 87,377,000 | 82,014,000 |
| Allowance for loan losses | 826,000 | 821,000 | 823,000 | 949,000 |
| Securities available for sale | 13,123,000 | 13,527,000 | 13,364,000 | 13,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,328,000 | 82,931,000 | 83,080,000 | 89,333,000 |
| Interest-bearing deposits | 64,755,000 | 62,828,000 | 75,874,000 | 81,936,000 |
| Noninterest-bearing deposits | 21,574,000 | 20,104,000 | 7,206,000 | 7,396,000 |
| Equity capital | 14,183,000 | 15,087,000 | 15,883,000 | 16,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,708,000 | 4,124,000 | 5,458,000 |
| Interest expense | 242,000 | 522,000 | 835,000 | 1,111,000 |
| Net interest income | 1,056,000 | 2,186,000 | 3,289,000 | 4,347,000 |
| Noninterest income | 32,000 | 64,000 | 94,000 | 147,000 |
| Noninterest expense | 440,000 | 881,000 | 1,350,000 | 1,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 649,000 | 1,372,000 | 2,037,000 | 2,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,372,000 | 2,037,000 | 2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,974,000 | 14,696,000 | 15,361,000 | 15,775,000 |
| Total capital | 14,800,000 | 15,517,000 | 16,184,000 | 16,724,000 |
| Risk-weighted assets | 85,421,000 | 91,483,000 | 96,281,000 | 86,041,000 |