Call reports 2018
COMMERCIAL BANK OF MOTT — 2018
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 100,259,000 | 99,912,000 | 103,712,000 | 99,568,000 |
| Total loans | 76,916,000 | 82,419,000 | 85,322,000 | 80,574,000 |
| Allowance for loan losses | 696,000 | 725,000 | 726,000 | 827,000 |
| Securities available for sale | 12,287,000 | 12,407,000 | 12,611,000 | 12,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,859,000 | 80,827,000 | 78,940,000 | 82,039,000 |
| Interest-bearing deposits | 63,343,000 | 61,064,000 | 59,643,000 | 61,127,000 |
| Noninterest-bearing deposits | 21,516,000 | 19,763,000 | 19,297,000 | 20,913,000 |
| Equity capital | 13,138,000 | 13,719,000 | 13,806,000 | 14,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,327,000 | 3,616,000 | 4,905,000 |
| Interest expense | 175,000 | 357,000 | 584,000 | 817,000 |
| Net interest income | 950,000 | 1,970,000 | 3,032,000 | 4,088,000 |
| Noninterest income | 28,000 | 109,000 | 145,000 | 181,000 |
| Noninterest expense | 462,000 | 893,000 | 1,355,000 | 1,882,000 |
| Provision for loan losses | 0 | 30,000 | 57,000 | 157,000 |
| Pretax income | 516,000 | 1,157,000 | 1,766,000 | 2,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 516,000 | 1,157,000 | 1,766,000 | 2,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,108,000 | 13,749,000 | 13,958,000 | 14,425,000 |
| Total capital | 13,804,000 | 14,474,000 | 14,684,000 | 15,252,000 |
| Risk-weighted assets | 79,002,000 | 83,426,000 | 86,999,000 | 82,787,000 |