Call reports 2017
COMMERCIAL BANK OF MOTT — 2017
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,649,000 | 98,185,000 | 100,660,000 | 99,500,000 |
| Total loans | 75,734,000 | 80,955,000 | 82,037,000 | 73,634,000 |
| Allowance for loan losses | 703,000 | 703,000 | 672,000 | 696,000 |
| Securities available for sale | 12,491,000 | 12,517,000 | 12,064,000 | 11,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,604,000 | 77,998,000 | 77,004,000 | 83,081,000 |
| Interest-bearing deposits | 63,523,000 | 61,086,000 | 61,907,000 | 63,388,000 |
| Noninterest-bearing deposits | 21,082,000 | 16,912,000 | 15,097,000 | 19,693,000 |
| Equity capital | 12,805,000 | 13,472,000 | 14,054,000 | 14,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,165,000 | 3,341,000 | 4,479,000 |
| Interest expense | 153,000 | 320,000 | 514,000 | 692,000 |
| Net interest income | 897,000 | 1,845,000 | 2,827,000 | 3,787,000 |
| Noninterest income | 54,000 | 105,000 | 189,000 | 231,000 |
| Noninterest expense | 432,000 | 880,000 | 1,343,000 | 1,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 505,000 | 1,057,000 | 1,660,000 | 1,994,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,057,000 | 1,660,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,502,000 | 13,055,000 | 13,656,000 | 13,991,000 |
| Total capital | 13,205,000 | 13,758,000 | 14,328,000 | 14,687,000 |
| Risk-weighted assets | 76,424,000 | 81,697,000 | 81,107,000 | 75,498,000 |