Call reports 2016
COMMERCIAL BANK OF MOTT — 2016
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,893,000 | 94,880,000 | 95,618,000 | 94,727,000 |
| Total loans | 70,640,000 | 75,480,000 | 77,036,000 | 75,478,000 |
| Allowance for loan losses | 642,000 | 637,000 | 638,000 | 705,000 |
| Securities available for sale | 14,483,000 | 14,260,000 | 13,785,000 | 13,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,265,000 | 74,746,000 | 77,152,000 | 79,139,000 |
| Interest-bearing deposits | 70,765,000 | 68,020,000 | 69,082,000 | 60,028,000 |
| Noninterest-bearing deposits | 8,500,000 | 6,726,000 | 8,070,000 | 19,111,000 |
| Equity capital | 12,404,000 | 13,081,000 | 12,862,000 | 13,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,042,000 | 3,119,000 | 4,179,000 |
| Interest expense | 140,000 | 282,000 | 430,000 | 574,000 |
| Net interest income | 871,000 | 1,760,000 | 2,689,000 | 3,605,000 |
| Noninterest income | 51,000 | 91,000 | 133,000 | 255,000 |
| Noninterest expense | 435,000 | 846,000 | 1,329,000 | 1,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 486,000 | 1,030,000 | 1,518,000 | 1,981,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 481,000 | 1,025,000 | 1,513,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,702,000 | 12,245,000 | 12,084,000 | 13,197,000 |
| Total capital | 12,344,000 | 12,882,000 | 12,722,000 | 13,902,000 |
| Risk-weighted assets | 68,902,000 | 75,384,000 | 75,620,000 | 72,171,000 |