Call reports 2015
COMMERCIAL BANK OF MOTT — 2015
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,975,000 | 99,967,000 | 102,033,000 | 97,320,000 |
| Total loans | 72,135,000 | 78,956,000 | 80,801,000 | 76,102,000 |
| Allowance for loan losses | 639,000 | 640,000 | 640,000 | 642,000 |
| Securities available for sale | 15,752,000 | 15,264,000 | 15,310,000 | 14,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,148,000 | 75,043,000 | 74,458,000 | 75,128,000 |
| Interest-bearing deposits | 72,042,000 | 67,880,000 | 66,657,000 | 67,597,000 |
| Noninterest-bearing deposits | 8,105,000 | 7,163,000 | 7,800,000 | 7,531,000 |
| Equity capital | 11,617,000 | 11,868,000 | 12,542,000 | 12,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,045,000 | 3,144,000 | 4,264,000 |
| Interest expense | 140,000 | 278,000 | 421,000 | 562,000 |
| Net interest income | 859,000 | 1,767,000 | 2,723,000 | 3,702,000 |
| Noninterest income | 46,000 | 84,000 | 172,000 | 249,000 |
| Noninterest expense | 441,000 | 823,000 | 1,343,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 1,044,000 | 1,569,000 | 2,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 1,044,000 | 1,569,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,800,000 | 11,365,000 | 11,890,000 | 12,421,000 |
| Total capital | 11,439,000 | 12,005,000 | 12,530,000 | 13,063,000 |
| Risk-weighted assets | 67,857,000 | 74,542,000 | 78,461,000 | 73,419,000 |