Call reports 2014
COMMERCIAL BANK OF MOTT — 2014
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,818,000 | 95,344,000 | 98,984,000 | 98,501,000 |
| Total loans | 66,257,000 | 73,072,000 | 76,576,000 | 76,226,000 |
| Allowance for loan losses | 594,000 | 595,000 | 592,000 | 602,000 |
| Securities available for sale | 16,245,000 | 16,366,000 | 16,230,000 | 16,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,913,000 | 72,270,000 | 75,217,000 | 75,790,000 |
| Interest-bearing deposits | 68,669,000 | 65,652,000 | 67,383,000 | 67,445,000 |
| Noninterest-bearing deposits | 8,243,000 | 6,619,000 | 7,835,000 | 8,345,000 |
| Equity capital | 9,724,000 | 10,659,000 | 11,319,000 | 11,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,884,000 | 3,087,000 | 4,179,000 |
| Interest expense | 149,000 | 299,000 | 464,000 | 617,000 |
| Net interest income | 789,000 | 1,585,000 | 2,623,000 | 3,562,000 |
| Noninterest income | 30,000 | 68,000 | 166,000 | 228,000 |
| Noninterest expense | 397,000 | 790,000 | 1,299,000 | 1,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 863,000 | 1,490,000 | 2,010,000 |
| Income tax | 10,000 | 10,000 | 0 | 9,000 |
| Net income | 412,000 | 853,000 | 1,490,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,732,000 | 10,173,000 | 10,810,000 | 11,322,000 |
| Total capital | 10,326,000 | 10,768,000 | 11,402,000 | 11,924,000 |
| Risk-weighted assets | 67,853,000 | 74,783,000 | 78,824,000 | 77,694,000 |