Call reports 2012
COMMERCIAL BANK OF MOTT — 2012
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,257,000 | 88,582,000 | 86,900,000 | 93,049,000 |
| Total loans | 52,076,000 | 62,925,000 | 62,067,000 | 65,072,000 |
| Allowance for loan losses | 553,000 | 563,000 | 562,000 | 565,000 |
| Securities available for sale | 20,009,000 | 19,813,000 | 18,906,000 | 18,787,000 |
| Securities held to maturity | 4,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,126,000 | 67,136,000 | 64,437,000 | 64,984,000 |
| Interest-bearing deposits | 65,271,000 | 60,920,000 | 57,625,000 | 58,142,000 |
| Noninterest-bearing deposits | 6,855,000 | 6,216,000 | 6,812,000 | 6,843,000 |
| Equity capital | 7,359,000 | 7,989,000 | 8,637,000 | 8,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,797,000 | 2,787,000 | 3,769,000 |
| Interest expense | 234,000 | 456,000 | 671,000 | 867,000 |
| Net interest income | 624,000 | 1,341,000 | 2,116,000 | 2,902,000 |
| Noninterest income | 32,000 | 63,000 | 95,000 | 127,000 |
| Noninterest expense | 369,000 | 653,000 | 950,000 | 1,275,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 287,000 | 741,000 | 1,256,000 | 1,749,000 |
| Income tax | 146,000 | 161,000 | 186,000 | 252,000 |
| Net income | 141,000 | 580,000 | 1,070,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,505,000 | 6,944,000 | 7,434,000 | 7,861,000 |
| Total capital | 7,058,000 | 7,507,000 | 7,996,000 | 8,426,000 |
| Risk-weighted assets | 64,925,000 | 73,284,000 | 73,166,000 | 70,435,000 |