Call reports 2011
COMMERCIAL BANK OF MOTT — 2011
What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,215,000 | 74,121,000 | 75,937,000 | 79,428,000 |
| Total loans | 40,235,000 | 44,668,000 | 50,148,000 | 53,532,000 |
| Allowance for loan losses | 496,000 | 496,000 | 497,000 | 548,000 |
| Securities available for sale | 20,463,000 | 21,075,000 | 20,578,000 | 20,150,000 |
| Securities held to maturity | 0 | 0 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,130,000 | 65,403,000 | 62,750,000 | 65,817,000 |
| Interest-bearing deposits | 60,409,000 | 57,616,000 | 55,713,000 | 58,317,000 |
| Noninterest-bearing deposits | 5,721,000 | 7,787,000 | 7,037,000 | 7,500,000 |
| Equity capital | 5,472,000 | 5,953,000 | 6,581,000 | 6,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,543,000 | 2,415,000 | 3,298,000 |
| Interest expense | 251,000 | 493,000 | 737,000 | 966,000 |
| Net interest income | 498,000 | 1,050,000 | 1,678,000 | 2,332,000 |
| Noninterest income | 29,000 | 62,000 | 91,000 | 127,000 |
| Noninterest expense | 294,000 | 623,000 | 920,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 233,000 | 520,000 | 896,000 | 1,298,000 |
| Income tax | 67,000 | 135,000 | 262,000 | 364,000 |
| Net income | 166,000 | 385,000 | 634,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,597,000 | 5,815,000 | 6,064,000 | 6,364,000 |
| Total capital | 6,093,000 | 6,311,000 | 6,561,000 | 6,912,000 |
| Risk-weighted assets | 55,412,000 | 58,286,000 | 61,302,000 | 66,783,000 |