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Call reports 2004

COMMERCIAL BANK OF MOTT — 2004

What COMMERCIAL BANK OF MOTT reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0d6a5a74-12cc-4f99-9cdb-0df3a0e15ba0/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets42,583,00045,413,00046,352,00043,687,000
Total loans27,234,00032,043,00032,631,00030,622,000
Allowance for loan losses478,000472,000476,000502,000
Securities available for sale10,272,0009,407,0009,456,0008,808,000
Securities held to maturity007,0007,000
Trading assets0000
Total deposits37,783,00033,682,00033,348,00035,078,000
Interest-bearing deposits33,914,00030,093,00030,145,00031,391,000
Noninterest-bearing deposits3,869,0003,589,0003,203,0003,687,000
Equity capital3,832,0003,764,0003,895,0003,985,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income587,0001,170,0001,785,0002,391,000
Interest expense176,000350,000558,000764,000
Net interest income411,000820,0001,227,0001,627,000
Noninterest income20,00039,00081,000109,000
Noninterest expense243,000518,000863,0001,137,000
Provision for loan losses0000
Pretax income188,000345,000448,000602,000
Income tax67,000134,000201,000223,000
Net income121,000211,000247,000379,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital3,647,0003,740,0003,780,0003,916,000
Total capital4,059,0004,199,0004,256,0004,381,000
Risk-weighted assets32,898,00036,734,00038,260,00037,139,000

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