Call reports 2025
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2025
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 186,549,000 | 191,392,000 | 191,944,000 | 191,111,000 |
| Total loans | 75,497,000 | 74,741,000 | 77,667,000 | 78,974,000 |
| Allowance for loan losses | 763,000 | 790,000 | 790,000 | 791,000 |
| Securities available for sale | 42,362,000 | 42,926,000 | 44,487,000 | 45,180,000 |
| Securities held to maturity | 50,721,000 | 49,942,000 | 49,443,000 | 49,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,143,000 | 175,462,000 | 174,755,000 | 168,837,000 |
| Interest-bearing deposits | 149,618,000 | 154,664,000 | 155,118,000 | 151,812,000 |
| Noninterest-bearing deposits | 17,525,000 | 20,798,000 | 19,637,000 | 17,025,000 |
| Equity capital | 9,430,000 | 9,606,000 | 10,835,000 | 11,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,504,000 | 5,351,000 | 7,177,000 |
| Interest expense | 538,000 | 1,074,000 | 1,621,000 | 2,144,000 |
| Net interest income | 1,155,000 | 2,430,000 | 3,730,000 | 5,033,000 |
| Noninterest income | 176,000 | 367,000 | 567,000 | 775,000 |
| Noninterest expense | 1,021,000 | 2,031,000 | 3,034,000 | 4,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 770,000 | 1,267,000 | 1,657,000 |
| Income tax | 42,000 | 134,000 | 239,000 | 327,000 |
| Net income | 272,000 | 636,000 | 1,028,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,319,000 | 17,434,000 | 17,575,000 | 17,627,000 |