Call reports 2024
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2024
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,563,000 | 184,354,000 | 186,438,000 | 186,277,000 |
| Total loans | 70,285,000 | 70,164,000 | 74,585,000 | 75,953,000 |
| Allowance for loan losses | 785,000 | 775,000 | 767,000 | 763,000 |
| Securities available for sale | 41,770,000 | 42,029,000 | 44,039,000 | 41,649,000 |
| Securities held to maturity | 52,698,000 | 52,022,000 | 50,507,000 | 50,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,552,000 | 160,526,000 | 159,630,000 | 161,303,000 |
| Interest-bearing deposits | 146,614,000 | 144,054,000 | 140,981,000 | 143,770,000 |
| Noninterest-bearing deposits | 15,938,000 | 16,472,000 | 18,649,000 | 17,533,000 |
| Equity capital | 8,555,000 | 8,785,000 | 10,398,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,270,000 | 4,941,000 | 6,657,000 |
| Interest expense | 492,000 | 1,045,000 | 1,603,000 | 2,190,000 |
| Net interest income | 1,104,000 | 2,225,000 | 3,338,000 | 4,467,000 |
| Noninterest income | 174,000 | 360,000 | 550,000 | 752,000 |
| Noninterest expense | 1,048,000 | 2,036,000 | 3,030,000 | 4,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 554,000 | 864,000 | 1,196,000 |
| Income tax | 28,000 | 85,000 | 138,000 | 194,000 |
| Net income | 209,000 | 469,000 | 726,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,255,000 | 17,264,000 | 17,272,000 | 17,298,000 |