Call reports 2023
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2023
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,627,000 | 180,016,000 | 178,239,000 | 180,293,000 |
| Total loans | 64,624,000 | 64,950,000 | 65,581,000 | 67,932,000 |
| Allowance for loan losses | 812,000 | 812,000 | 811,000 | 804,000 |
| Securities available for sale | 42,505,000 | 41,558,000 | 39,612,000 | 42,333,000 |
| Securities held to maturity | 55,005,000 | 53,533,000 | 53,509,000 | 53,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,965,000 | 164,718,000 | 165,209,000 | 157,385,000 |
| Interest-bearing deposits | 153,047,000 | 146,061,000 | 146,192,000 | 139,156,000 |
| Noninterest-bearing deposits | 15,918,000 | 18,657,000 | 19,017,000 | 18,229,000 |
| Equity capital | 8,812,000 | 8,289,000 | 6,851,000 | 9,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,877,000 | 4,386,000 | 5,913,000 |
| Interest expense | 224,000 | 522,000 | 870,000 | 1,304,000 |
| Net interest income | 1,199,000 | 2,355,000 | 3,516,000 | 4,609,000 |
| Noninterest income | 202,000 | 397,000 | 593,000 | 799,000 |
| Noninterest expense | 1,154,000 | 2,248,000 | 3,313,000 | 4,407,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 252,000 | 508,000 | 800,000 | 1,006,000 |
| Income tax | 24,000 | 34,000 | 43,000 | 45,000 |
| Net income | 228,000 | 474,000 | 757,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,128,000 | 17,126,000 | 17,236,000 | 17,268,000 |