Call reports 2022
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2022
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 198,080,000 | 190,943,000 | 190,447,000 | 184,679,000 |
| Total loans | 66,898,000 | 65,646,000 | 66,094,000 | 66,063,000 |
| Allowance for loan losses | 593,000 | 623,000 | 648,000 | 665,000 |
| Securities available for sale | 45,097,000 | 43,509,000 | 41,770,000 | 41,305,000 |
| Securities held to maturity | 53,421,000 | 55,225,000 | 55,729,000 | 55,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,924,000 | 179,466,000 | 181,625,000 | 172,816,000 |
| Interest-bearing deposits | 163,279,000 | 160,792,000 | 162,128,000 | 154,693,000 |
| Noninterest-bearing deposits | 20,645,000 | 18,674,000 | 19,497,000 | 18,123,000 |
| Equity capital | 12,549,000 | 9,561,000 | 7,660,000 | 8,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,763,000 | 4,206,000 | 5,696,000 |
| Interest expense | 117,000 | 236,000 | 360,000 | 523,000 |
| Net interest income | 1,241,000 | 2,527,000 | 3,846,000 | 5,173,000 |
| Noninterest income | 217,000 | 437,000 | 661,000 | 926,000 |
| Noninterest expense | 1,147,000 | 2,307,000 | 3,337,000 | 4,471,000 |
| Provision for loan losses | 31,000 | 60,000 | 86,000 | 104,000 |
| Pretax income | 280,000 | 608,000 | 1,093,000 | 1,521,000 |
| Income tax | 33,000 | 72,000 | 150,000 | 210,000 |
| Net income | 247,000 | 536,000 | 943,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,830,000 | 16,871,000 | 17,030,000 | 17,148,000 |
| Total capital | 17,423,000 | 17,494,000 | 17,678,000 | 17,813,000 |
| Risk-weighted assets | 89,452,000 | 87,030,000 | 88,780,000 | 87,704,000 |