Call reports 2021
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2021
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 189,910,000 | 192,208,000 | 201,153,000 | 192,455,000 |
| Total loans | 79,377,000 | 77,020,000 | 71,471,000 | 67,290,000 |
| Allowance for loan losses | 869,000 | 1,115,000 | 1,135,000 | 600,000 |
| Securities available for sale | 43,354,000 | 52,639,000 | 52,218,000 | 50,742,000 |
| Securities held to maturity | 33,614,000 | 33,807,000 | 41,154,000 | 45,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,933,000 | 171,805,000 | 180,848,000 | 174,851,000 |
| Interest-bearing deposits | 147,456,000 | 152,189,000 | 159,185,000 | 154,600,000 |
| Noninterest-bearing deposits | 22,477,000 | 19,616,000 | 21,663,000 | 20,251,000 |
| Equity capital | 18,078,000 | 18,582,000 | 18,571,000 | 16,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,950,000 | 4,318,000 | 5,721,000 |
| Interest expense | 127,000 | 254,000 | 380,000 | 501,000 |
| Net interest income | 1,329,000 | 2,696,000 | 3,938,000 | 5,220,000 |
| Noninterest income | 223,000 | 483,000 | 727,000 | 1,003,000 |
| Noninterest expense | 1,167,000 | 2,297,000 | 3,426,000 | 4,652,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 2,671,000 |
| Pretax income | 392,000 | 859,000 | 1,199,000 | -1,045,000 |
| Income tax | 60,000 | 141,000 | 178,000 | -295,000 |
| Net income | 332,000 | 718,000 | 1,021,000 | -750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,612,000 | 18,727,000 | 18,805,000 | 16,830,000 |
| Total capital | — | — | — | 17,430,000 |
| Risk-weighted assets | — | — | — | 86,848,000 |