Call reports 2020
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2020
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,770,000 | 171,151,000 | 179,068,000 | 180,701,000 |
| Total loans | 85,936,000 | 91,564,000 | 91,565,000 | 85,607,000 |
| Allowance for loan losses | 951,000 | 990,000 | 1,021,000 | 840,000 |
| Securities available for sale | 23,584,000 | 19,586,000 | 17,398,000 | 26,978,000 |
| Securities held to maturity | 20,991,000 | 28,227,000 | 36,301,000 | 36,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,147,000 | 150,084,000 | 158,282,000 | 159,863,000 |
| Interest-bearing deposits | 126,183,000 | 132,819,000 | 139,709,000 | 141,932,000 |
| Noninterest-bearing deposits | 11,964,000 | 17,265,000 | 18,573,000 | 17,931,000 |
| Equity capital | 18,723,000 | 19,075,000 | 19,060,000 | 19,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,347,000 | 4,784,000 | 6,230,000 |
| Interest expense | 163,000 | 308,000 | 451,000 | 582,000 |
| Net interest income | 1,449,000 | 3,039,000 | 4,333,000 | 5,648,000 |
| Noninterest income | 199,000 | 409,000 | 631,000 | 908,000 |
| Noninterest expense | 1,235,000 | 2,378,000 | 3,503,000 | 4,663,000 |
| Provision for loan losses | 48,000 | 80,000 | 112,000 | 144,000 |
| Pretax income | 481,000 | 1,141,000 | 1,510,000 | 1,926,000 |
| Income tax | 83,000 | 202,000 | 265,000 | 333,000 |
| Net income | 398,000 | 939,000 | 1,245,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,228,000 | 18,494,000 | 18,476,000 | 18,554,000 |