Call reports 2019
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2019
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 158,714,000 | 158,735,000 | 157,501,000 | 153,854,000 |
| Total loans | 89,694,000 | 89,118,000 | 90,349,000 | 88,081,000 |
| Allowance for loan losses | 798,000 | 841,000 | 875,000 | 902,000 |
| Securities available for sale | 13,066,000 | 15,014,000 | 18,138,000 | 19,159,000 |
| Securities held to maturity | 32,133,000 | 31,101,000 | 26,991,000 | 23,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,690,000 | 138,283,000 | 137,004,000 | 133,472,000 |
| Interest-bearing deposits | 127,694,000 | 125,646,000 | 123,366,000 | 120,906,000 |
| Noninterest-bearing deposits | 10,996,000 | 12,637,000 | 13,638,000 | 12,566,000 |
| Equity capital | 18,274,000 | 18,580,000 | 18,514,000 | 18,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,150,000 | 4,769,000 | 6,353,000 |
| Interest expense | 169,000 | 345,000 | 521,000 | 692,000 |
| Net interest income | 1,376,000 | 2,805,000 | 4,248,000 | 5,661,000 |
| Noninterest income | 196,000 | 405,000 | 610,000 | 841,000 |
| Noninterest expense | 1,180,000 | 2,403,000 | 3,632,000 | 4,880,000 |
| Provision for loan losses | 32,000 | 64,000 | 96,000 | 128,000 |
| Pretax income | 359,000 | 757,000 | 1,171,000 | 1,552,000 |
| Income tax | 54,000 | 114,000 | 184,000 | 244,000 |
| Net income | 305,000 | 643,000 | 987,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,868,000 | 17,983,000 | 18,053,000 | 18,101,000 |
| Total capital | 18,666,000 | 18,824,000 | 18,928,000 | 19,003,000 |
| Risk-weighted assets | 96,995,000 | 92,962,000 | 89,998,000 | 87,965,000 |