Call reports 2018
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2018
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,173,000 | 161,131,000 | 159,460,000 | 157,160,000 |
| Total loans | 88,909,000 | 87,352,000 | 89,145,000 | 89,838,000 |
| Allowance for loan losses | 724,000 | 759,000 | 780,000 | 814,000 |
| Securities available for sale | 13,913,000 | 13,616,000 | 13,736,000 | 13,114,000 |
| Securities held to maturity | 33,367,000 | 32,858,000 | 32,519,000 | 32,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,631,000 | 141,412,000 | 139,710,000 | 137,176,000 |
| Interest-bearing deposits | 134,497,000 | 127,970,000 | 127,677,000 | 124,843,000 |
| Noninterest-bearing deposits | 12,134,000 | 13,442,000 | 12,033,000 | 12,333,000 |
| Equity capital | 17,707,000 | 17,781,000 | 17,772,000 | 18,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,155,000 | 4,737,000 | 6,307,000 |
| Interest expense | 137,000 | 285,000 | 442,000 | 607,000 |
| Net interest income | 1,406,000 | 2,870,000 | 4,295,000 | 5,700,000 |
| Noninterest income | 197,000 | 395,000 | 603,000 | 836,000 |
| Noninterest expense | 1,239,000 | 2,437,000 | 3,616,000 | 4,843,000 |
| Provision for loan losses | 32,000 | 64,000 | 96,000 | 128,000 |
| Pretax income | 332,000 | 766,000 | 1,188,000 | 1,571,000 |
| Income tax | 49,000 | 112,000 | 183,000 | 242,000 |
| Net income | 283,000 | 654,000 | 1,005,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,547,000 | 17,687,000 | 17,685,000 | 17,785,000 |
| Total capital | 18,271,000 | 18,446,000 | 18,465,000 | 18,599,000 |
| Risk-weighted assets | 91,478,000 | 88,829,000 | 93,070,000 | 92,106,000 |