Call reports 2016
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2016
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,015,000 | 98,439,000 | 96,561,000 | 98,531,000 |
| Total loans | 61,515,000 | 60,771,000 | 61,429,000 | 60,583,000 |
| Allowance for loan losses | 566,000 | 583,000 | 605,000 | 626,000 |
| Securities available for sale | 4,054,000 | 6,353,000 | 5,342,000 | 6,308,000 |
| Securities held to maturity | 16,628,000 | 14,468,000 | 15,443,000 | 16,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,814,000 | 86,059,000 | 84,222,000 | 86,265,000 |
| Interest-bearing deposits | 79,941,000 | 79,535,000 | 78,109,000 | 78,859,000 |
| Noninterest-bearing deposits | 5,873,000 | 6,524,000 | 6,113,000 | 7,406,000 |
| Equity capital | 11,077,000 | 11,212,000 | 11,221,000 | 11,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,992,000 | 2,977,000 | 4,017,000 |
| Interest expense | 123,000 | 247,000 | 369,000 | 482,000 |
| Net interest income | 854,000 | 1,745,000 | 2,608,000 | 3,535,000 |
| Noninterest income | 143,000 | 300,000 | 453,000 | 633,000 |
| Noninterest expense | 750,000 | 1,493,000 | 2,241,000 | 2,950,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 233,000 | 526,000 | 805,000 | 1,148,000 |
| Income tax | 49,000 | 118,000 | 179,000 | 260,000 |
| Net income | 184,000 | 408,000 | 626,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,022,000 | 11,147,000 | 11,167,000 | 11,226,000 |
| Total capital | 11,588,000 | 11,730,000 | 11,772,000 | 11,852,000 |
| Risk-weighted assets | 58,610,000 | 56,972,000 | 57,184,000 | 57,833,000 |