Call reports 2015
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2015
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,752,000 | 94,017,000 | 95,539,000 | 95,274,000 |
| Total loans | 61,543,000 | 62,412,000 | 63,007,000 | 63,253,000 |
| Allowance for loan losses | 633,000 | 627,000 | 599,000 | 607,000 |
| Securities available for sale | 3,050,000 | 2,991,000 | 3,306,000 | 3,286,000 |
| Securities held to maturity | 16,023,000 | 17,731,000 | 17,190,000 | 17,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,672,000 | 81,851,000 | 83,033,000 | 82,997,000 |
| Interest-bearing deposits | 76,553,000 | 75,863,000 | 76,438,000 | 77,087,000 |
| Noninterest-bearing deposits | 6,119,000 | 5,988,000 | 6,595,000 | 5,910,000 |
| Equity capital | 10,991,000 | 11,053,000 | 11,101,000 | 11,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,983,000 | 3,012,000 | 4,018,000 |
| Interest expense | 136,000 | 272,000 | 403,000 | 528,000 |
| Net interest income | 853,000 | 1,711,000 | 2,609,000 | 3,490,000 |
| Noninterest income | 141,000 | 288,000 | 440,000 | 629,000 |
| Noninterest expense | 743,000 | 1,476,000 | 2,208,000 | 2,973,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 238,000 | 492,000 | 792,000 | 1,079,000 |
| Income tax | 49,000 | 107,000 | 180,000 | 249,000 |
| Net income | 189,000 | 385,000 | 612,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,943,000 | 11,038,000 | 11,070,000 | 11,089,000 |
| Total capital | 11,576,000 | 11,665,000 | 11,669,000 | 11,696,000 |
| Risk-weighted assets | 57,938,000 | 58,018,000 | 58,802,000 | 59,284,000 |