Call reports 2014
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2014
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,402,000 | 93,868,000 | 93,693,000 | 91,381,000 |
| Total loans | 62,182,000 | 62,321,000 | 62,655,000 | 61,923,000 |
| Allowance for loan losses | 685,000 | 660,000 | 652,000 | 614,000 |
| Securities available for sale | 3,031,000 | 3,598,000 | 3,324,000 | 3,323,000 |
| Securities held to maturity | 14,663,000 | 14,824,000 | 16,270,000 | 14,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,550,000 | 81,889,000 | 81,642,000 | 79,232,000 |
| Interest-bearing deposits | 75,299,000 | 75,290,000 | 75,164,000 | 73,694,000 |
| Noninterest-bearing deposits | 6,251,000 | 6,598,000 | 6,478,000 | 5,538,000 |
| Equity capital | 10,785,000 | 10,888,000 | 10,961,000 | 11,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,991,000 | 3,017,000 | 4,030,000 |
| Interest expense | 153,000 | 306,000 | 458,000 | 604,000 |
| Net interest income | 825,000 | 1,685,000 | 2,559,000 | 3,426,000 |
| Noninterest income | 129,000 | 282,000 | 422,000 | 591,000 |
| Noninterest expense | 733,000 | 1,481,000 | 2,189,000 | 2,954,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 45,000 |
| Pretax income | 214,000 | 471,000 | 770,000 | 1,030,000 |
| Income tax | 42,000 | 77,000 | 173,000 | 233,000 |
| Net income | 172,000 | 394,000 | 597,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,830,000 | 10,901,000 | 10,951,000 | 11,004,000 |
| Total capital | 11,515,000 | 11,561,000 | 11,603,000 | 11,618,000 |
| Risk-weighted assets | 60,207,000 | 61,533,000 | 60,240,000 | 58,204,000 |