Call reports 2012
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION — 2012
What NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,041,000 | 91,551,000 | 91,646,000 | 90,423,000 |
| Total loans | 61,566,000 | 62,824,000 | 62,972,000 | 62,379,000 |
| Allowance for loan losses | 655,000 | 681,000 | 687,000 | 682,000 |
| Securities available for sale | 2,450,000 | 3,512,000 | 3,574,000 | 3,144,000 |
| Securities held to maturity | 13,371,000 | 13,719,000 | 13,584,000 | 15,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,760,000 | 79,986,000 | 80,130,000 | 78,041,000 |
| Interest-bearing deposits | 73,886,000 | 74,535,000 | 74,782,000 | 72,258,000 |
| Noninterest-bearing deposits | 4,874,000 | 5,451,000 | 5,348,000 | 5,783,000 |
| Equity capital | 10,274,000 | 10,547,000 | 10,492,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,185,000 | 3,270,000 | 4,352,000 |
| Interest expense | 225,000 | 434,000 | 639,000 | 826,000 |
| Net interest income | 852,000 | 1,751,000 | 2,631,000 | 3,526,000 |
| Noninterest income | 143,000 | 294,000 | 452,000 | 624,000 |
| Noninterest expense | 705,000 | 1,384,000 | 2,074,000 | 2,851,000 |
| Provision for loan losses | 35,000 | 69,000 | 84,000 | 110,000 |
| Pretax income | 284,000 | 622,000 | 973,000 | 1,261,000 |
| Income tax | 61,000 | 141,000 | 231,000 | 289,000 |
| Net income | 223,000 | 481,000 | 742,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,243,000 | 10,501,000 | 10,403,000 | 10,543,000 |
| Total capital | 10,898,000 | 11,182,000 | 11,090,000 | 11,225,000 |
| Risk-weighted assets | 59,251,000 | 59,470,000 | 59,831,000 | 59,753,000 |