Call reports 2026
EL DORADO SAVINGS BANK, F.S.B. — 2026
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,472,114,000 | 2,438,455,000 |
| Total loans | 498,966,000 | 493,826,000 |
| Allowance for loan losses | 5,943,000 | 5,883,000 |
| Securities available for sale | 265,000 | 258,000 |
| Securities held to maturity | 1,303,626,000 | 1,348,745,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,126,939,000 | 2,091,824,000 |
| Interest-bearing deposits | 1,796,002,000 | 1,762,007,000 |
| Noninterest-bearing deposits | 330,937,000 | 329,817,000 |
| Equity capital | 331,944,000 | 336,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,539,000 | 42,559,000 |
| Interest expense | 5,294,000 | 10,202,000 |
| Net interest income | 16,245,000 | 32,357,000 |
| Noninterest income | 1,919,000 | 3,872,000 |
| Noninterest expense | 10,577,000 | 21,272,000 |
| Provision for loan losses | 0 | -50,000 |
| Pretax income | 7,600,000 | 15,025,000 |
| Income tax | 1,797,000 | 3,540,000 |
| Net income | 5,803,000 | 11,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 325,221,000 | 329,409,000 |
| Total capital | 331,323,000 | 335,451,000 |
| Risk-weighted assets | 611,635,000 | 618,922,000 |