Call reports 2024
EL DORADO SAVINGS BANK, F.S.B. — 2024
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,438,793,000 | 2,401,124,000 | 2,405,599,000 | 2,400,696,000 |
| Total loans | 547,975,000 | 544,211,000 | 537,376,000 | 528,937,000 |
| Allowance for loan losses | 6,020,000 | 6,004,000 | 5,987,000 | 5,968,000 |
| Securities available for sale | 361,000 | 350,000 | 331,000 | 315,000 |
| Securities held to maturity | 1,416,251,000 | 1,362,702,000 | 1,258,764,000 | 1,214,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,125,932,000 | 2,086,692,000 | 2,086,497,000 | 2,080,064,000 |
| Interest-bearing deposits | 1,782,028,000 | 1,746,231,000 | 1,742,496,000 | 1,745,074,000 |
| Noninterest-bearing deposits | 343,904,000 | 340,461,000 | 344,001,000 | 334,990,000 |
| Equity capital | 299,202,000 | 302,867,000 | 306,099,000 | 309,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,170,000 | 34,917,000 | 54,554,000 | 74,551,000 |
| Interest expense | 3,103,000 | 6,819,000 | 11,070,000 | 15,686,000 |
| Net interest income | 14,067,000 | 28,098,000 | 43,484,000 | 58,865,000 |
| Noninterest income | 2,021,000 | 4,124,000 | 6,208,000 | 8,273,000 |
| Noninterest expense | 10,306,000 | 20,364,000 | 30,571,000 | 40,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,784,000 | 11,867,000 | 19,190,000 | 26,581,000 |
| Income tax | 1,200,000 | 2,489,000 | 4,144,000 | 5,537,000 |
| Net income | 4,584,000 | 9,378,000 | 15,046,000 | 21,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 293,091,000 | 296,747,000 | 299,872,000 | 302,978,000 |
| Total capital | 299,270,000 | 302,910,000 | 306,018,000 | 309,105,000 |
| Risk-weighted assets | 661,778,000 | 650,128,000 | 626,342,000 | 611,357,000 |