Call reports 2022
EL DORADO SAVINGS BANK, F.S.B. — 2022
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,871,462,000 | 2,858,400,000 | 2,829,484,000 | 2,730,489,000 |
| Total loans | 571,465,000 | 589,871,000 | 581,875,000 | 576,191,000 |
| Allowance for loan losses | 6,183,000 | 6,171,000 | 6,141,000 | 6,133,000 |
| Securities available for sale | 491,000 | 458,000 | 440,000 | 411,000 |
| Securities held to maturity | 1,755,883,000 | 1,761,090,000 | 1,793,329,000 | 1,740,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,589,867,000 | 2,573,979,000 | 2,540,602,000 | 2,440,673,000 |
| Interest-bearing deposits | 2,187,047,000 | 2,180,569,000 | 2,143,639,000 | 2,060,994,000 |
| Noninterest-bearing deposits | 402,820,000 | 393,410,000 | 396,963,000 | 379,679,000 |
| Equity capital | 266,216,000 | 268,910,000 | 272,401,000 | 277,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,985,000 | 23,243,000 | 37,249,000 | 52,669,000 |
| Interest expense | 735,000 | 1,405,000 | 2,028,000 | 2,673,000 |
| Net interest income | 10,250,000 | 21,838,000 | 35,221,000 | 49,996,000 |
| Noninterest income | 2,208,000 | 4,489,000 | 6,756,000 | 8,901,000 |
| Noninterest expense | 9,604,000 | 18,880,000 | 28,345,000 | 37,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,809,000 | 7,372,000 | 13,520,000 | 21,262,000 |
| Income tax | 350,000 | 1,222,000 | 2,560,000 | 4,021,000 |
| Net income | 2,459,000 | 6,150,000 | 10,960,000 | 17,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,700,000 | 263,402,000 | 266,768,000 | 271,901,000 |
| Total capital | 267,193,000 | 269,883,000 | 273,219,000 | 278,344,000 |
| Risk-weighted assets | 748,607,000 | 749,509,000 | 752,435,000 | 737,733,000 |