Call reports 2021
EL DORADO SAVINGS BANK, F.S.B. — 2021
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,642,835,000 | 2,699,122,000 | 2,765,296,000 | 2,841,533,000 |
| Total loans | 587,894,000 | 577,070,000 | 570,106,000 | 562,542,000 |
| Allowance for loan losses | 6,231,000 | 6,212,000 | 6,206,000 | 6,186,000 |
| Securities available for sale | 611,000 | 586,000 | 544,000 | 518,000 |
| Securities held to maturity | 1,386,245,000 | 1,376,907,000 | 1,430,582,000 | 1,617,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,371,133,000 | 2,426,064,000 | 2,490,907,000 | 2,561,638,000 |
| Interest-bearing deposits | 2,289,540,000 | 2,052,524,000 | 2,109,365,000 | 2,165,357,000 |
| Noninterest-bearing deposits | 81,593,000 | 373,540,000 | 381,542,000 | 396,281,000 |
| Equity capital | 260,147,000 | 260,918,000 | 262,289,000 | 264,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,568,000 | 21,032,000 | 31,598,000 | 42,663,000 |
| Interest expense | 1,218,000 | 2,342,000 | 3,374,000 | 4,251,000 |
| Net interest income | 9,350,000 | 18,690,000 | 28,224,000 | 38,412,000 |
| Noninterest income | 2,041,000 | 4,265,000 | 6,485,000 | 8,717,000 |
| Noninterest expense | 9,275,000 | 18,537,000 | 27,776,000 | 36,704,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,950,000 | 4,260,000 | 6,772,000 | 10,256,000 |
| Income tax | 106,000 | 309,000 | 550,000 | 843,000 |
| Net income | 1,844,000 | 3,951,000 | 6,222,000 | 9,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,842,000 | 255,586,000 | 256,908,000 | 259,198,000 |
| Total capital | 261,383,000 | 262,108,000 | 263,424,000 | 265,694,000 |
| Risk-weighted assets | 693,146,000 | 679,924,000 | 678,260,000 | 716,482,000 |